SHOP ON YOUR OWN TERMS ON KUMBADIRECT KumbaDirect has partnered with Klarna and Payl8r to make it easier for you to spread the cost of your purchase over many months. Pay with Klarna Pay with Payl8r Pay with Paypal or Visa, Master Card Add your items to your basket as usual, and select Klarna 3 interest-free instalments as your payment method during checkout.Read more Add your items to your cart as usual and select Payl8r as your payment method during checkout. Choose repayment period up to 12 months. Select deposit amount starting at 10% of purchase value. Read more Add your items to your cart as usual and select Paypal or Pay with Card at checkout. Pay the whole purchase in one go.